:root {
  --bms-faq-sky:#7ABBF2; --bms-faq-navy:#0F1F3D; --bms-faq-navy-d:#091327;
  --bms-faq-yellow:#FFCB2B; --bms-faq-cream:#FAF4E5; --bms-faq-paper:#FFFCF2;
  --bms-faq-white:#fff; --bms-faq-gray:#5B6878;
  --bms-faq-line:rgba(15,31,61,0.10); --bms-faq-line-2:rgba(15,31,61,0.16);
  --bms-faq-sans:'Outfit', system-ui, -apple-system, sans-serif;
  --bms-faq-serif:'Newsreader', Georgia, serif;
}
.bms-faq, .bms-faq *, .bms-faq *::before, .bms-faq *::after { box-sizing: border-box; }
.bms-faq {
  font-family: var(--bms-faq-sans);
  color: var(--bms-faq-navy);
  background: var(--bms-faq-paper);
  padding: 96px 72px;
  -webkit-font-smoothing: antialiased;
}
.bms-faq__inner { max-width: 1200px; margin: 0 auto; }
.bms-faq__head { text-align: center; margin-bottom: 40px; }
.bms-faq__kicker {
  display:inline-flex; align-items:center; gap:12px;
  font-size:12px; font-weight:700; letter-spacing:0.22em;
  text-transform:uppercase; color:var(--bms-faq-gray);
  margin-bottom: 18px;
}
.bms-faq__kicker::before, .bms-faq__kicker::after {
  content:""; width:24px; height:1.5px; background:currentColor;
}
.bms-faq__title {
  font-size: clamp(40px, 5vw, 64px); font-weight: 700;
  letter-spacing: -0.03em; line-height: 1; margin: 0;
}
.bms-faq__title em {
  font-family: var(--bms-faq-serif); font-style: italic; font-weight: 500;
}
.bms-faq__sub {
  font-size: 18px; color: var(--bms-faq-gray); margin: 16px 0 0;
}
.bms-faq__search {
  display:flex; align-items:center; gap:12px;
  max-width: 520px; margin: 32px auto 0;
  background: var(--bms-faq-white); border:1.5px solid var(--bms-faq-line-2);
  border-radius: 999px; padding: 6px 6px 6px 22px;
  transition: border-color .15s, box-shadow .15s;
}
.bms-faq__search:focus-within {
  border-color: var(--bms-faq-sky);
  box-shadow: 0 0 0 4px rgba(122,187,242,0.25);
}
.bms-faq__search svg { flex:0 0 auto; color: var(--bms-faq-gray); }
.bms-faq__search input {
  flex:1; border:none; outline:none; background:transparent;
  font-family: var(--bms-faq-sans); font-size: 16px; color: var(--bms-faq-navy);
  padding: 12px 0;
}
.bms-faq__search input::placeholder { color: var(--bms-faq-gray); }
.bms-faq__search-clear {
  border:none; background: var(--bms-faq-navy); color:var(--bms-faq-white);
  width:38px; height:38px; border-radius:50%; cursor:pointer;
  font-size:18px; line-height:1; display:none;
  align-items:center; justify-content:center;
}
.bms-faq__search-clear.is-visible { display:flex; }
.bms-faq__cats {
  display:flex; flex-wrap:wrap; gap:10px; justify-content:center;
  margin: 28px auto 44px; max-width: 900px;
}
.bms-cat {
  padding:11px 20px; border-radius:999px;
  background: transparent; border:1.5px solid var(--bms-faq-line-2);
  color: var(--bms-faq-navy); font-family: var(--bms-faq-sans);
  font-weight:600; font-size:14px; cursor:pointer;
  display:inline-flex; align-items:center; gap:8px;
  transition: background .15s, color .15s, border-color .15s;
}
.bms-cat:hover { border-color: var(--bms-faq-navy); }
.bms-cat__count { font-size:12px; opacity:0.55; font-weight:500; }
.bms-cat[aria-pressed="true"] {
  background: var(--bms-faq-navy); color: var(--bms-faq-white); border-color: transparent;
}
.bms-cat[aria-pressed="true"] .bms-cat__count { opacity:0.7; }
.bms-faq__grid { column-count: 2; column-gap: 22px; }
.bms-q {
  break-inside: avoid; -webkit-column-break-inside: avoid;
  background: var(--bms-faq-white); border:1px solid var(--bms-faq-line);
  border-radius: 16px; margin: 0 0 18px; overflow: hidden;
  transition: box-shadow .15s, border-color .15s;
}
.bms-q[hidden] { display:none; }
.bms-q.is-open { border-color: var(--bms-faq-line-2); box-shadow: 0 10px 30px rgba(15,31,61,0.07); }
.bms-q__btn {
  width:100%; text-align:left; cursor:pointer;
  background:transparent; border:none;
  padding: 22px 24px; display:flex; align-items:center;
  justify-content:space-between; gap:16px;
  font-family: var(--bms-faq-sans); font-weight:600; font-size:17px;
  letter-spacing:-0.01em; color:var(--bms-faq-navy); line-height:1.3;
}
.bms-q__icon {
  flex:0 0 auto; width:26px; height:26px; border-radius:50%;
  background: var(--bms-faq-cream); color: var(--bms-faq-navy);
  display:flex; align-items:center; justify-content:center;
  font-size:18px; line-height:1; transition: transform .25s, background .15s, color .15s;
}
.bms-q.is-open .bms-q__icon {
  transform: rotate(45deg); background: var(--bms-faq-yellow);
}
.bms-q__panel {
  display: grid; grid-template-rows: 0fr;
  transition: grid-template-rows .28s ease;
}
.bms-q.is-open .bms-q__panel { grid-template-rows: 1fr; }
.bms-q__panel-inner { overflow:hidden; }
.bms-q__answer {
  padding: 0 24px 24px; margin:0;
  font-size: 15.5px; line-height: 1.6; color: var(--bms-faq-gray);
}
.bms-q__answer strong { color: var(--bms-faq-navy); font-weight:600; }
.bms-q__cat-label {
  display:inline-block; margin-bottom:10px;
  font-size:11px; font-weight:700; letter-spacing:0.12em;
  text-transform:uppercase; color: var(--bms-faq-sky);
}
.bms-faq__empty {
  text-align:center; padding: 60px 24px; display:none;
  font-family: var(--bms-faq-serif); font-style:italic;
  font-size: 22px; color: var(--bms-faq-gray);
}
.bms-faq__empty.is-visible { display:block; }
.bms-faq__cta {
  margin-top: 40px; text-align:center;
  background: var(--bms-faq-navy); color:var(--bms-faq-white);
  border-radius: 24px; padding: 48px 32px;
}
.bms-faq__cta h3 {
  font-size: 30px; font-weight:700; letter-spacing:-0.02em; margin:0 0 8px;
}
.bms-faq__cta h3 em { font-family:var(--bms-faq-serif); font-style:italic; font-weight:500; }
.bms-faq__cta p { color:#B8C5DA; margin:0 0 24px; font-size:16px; }
.bms-faq__cta a {
  display:inline-flex; align-items:center; gap:12px;
  background: var(--bms-faq-yellow); color: var(--bms-faq-navy);
  text-decoration:none; font-weight:700; font-size:16px;
  padding: 16px 28px; border-radius:999px;
  text-transform:uppercase; letter-spacing:0.03em;
}
@media (max-width: 860px) {
  .bms-faq { padding: 64px 24px; }
  .bms-faq__grid { column-count: 1; }
}
@media (prefers-reduced-motion: reduce) {
  .bms-q__panel, .bms-q__icon { transition: none; }
}

/* === High-specificity overrides — beat theme/Elementor button styling === */
.bms-faq button.bms-q__btn,
.bms-faq .bms-q__btn {
  all: unset !important;
  width: 100% !important;
  text-align: left !important;
  cursor: pointer !important;
  background: transparent !important;
  border: none !important;
  padding: 22px 24px !important;
  display: flex !important;
  align-items: center !important;
  justify-content: space-between !important;
  gap: 16px !important;
  font-family: var(--bms-faq-sans) !important;
  font-weight: 600 !important;
  font-size: 17px !important;
  letter-spacing: -0.01em !important;
  color: var(--bms-faq-navy) !important;
  text-transform: none !important;
  line-height: 1.3 !important;
  border-radius: 0 !important;
  box-shadow: none !important;
  text-decoration: none !important;
}
.bms-faq button.bms-q__btn:hover {
  background: transparent !important;
  color: var(--bms-faq-navy) !important;
}
.bms-faq button.bms-cat,
.bms-faq .bms-cat {
  all: unset !important;
  padding: 11px 20px !important;
  border-radius: 999px !important;
  background: transparent !important;
  border: 1.5px solid var(--bms-faq-line-2) !important;
  color: var(--bms-faq-navy) !important;
  font-family: var(--bms-faq-sans) !important;
  font-weight: 600 !important;
  font-size: 14px !important;
  cursor: pointer !important;
  display: inline-flex !important;
  align-items: center !important;
  gap: 8px !important;
  text-transform: none !important;
  letter-spacing: normal !important;
  text-decoration: none !important;
  line-height: 1.2 !important;
}
.bms-faq button.bms-cat:hover {
  border-color: var(--bms-faq-navy) !important;
  background: transparent !important;
}
.bms-faq button.bms-cat[aria-pressed="true"] {
  background: var(--bms-faq-navy) !important;
  color: var(--bms-faq-white) !important;
  border-color: transparent !important;
}
.bms-faq .bms-q,
.bms-faq div.bms-q {
  background: var(--bms-faq-white) !important;
  border: 1px solid var(--bms-faq-line) !important;
  border-radius: 16px !important;
}
.bms-faq .bms-q.is-open,
.bms-faq div.bms-q.is-open {
  border-color: var(--bms-faq-line-2) !important;
  box-shadow: 0 10px 30px rgba(15,31,61,0.07) !important;
}
.bms-faq .bms-q__icon {
  flex: 0 0 auto !important;
  width: 26px !important; height: 26px !important;
  border-radius: 50% !important;
  background: var(--bms-faq-cream) !important;
  color: var(--bms-faq-navy) !important;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  font-size: 18px !important;
  line-height: 1 !important;
  transition: transform .25s, background .15s, color .15s !important;
}
.bms-faq .bms-q.is-open .bms-q__icon {
  transform: rotate(45deg) !important;
  background: var(--bms-faq-yellow) !important;
}
.bms-faq .bms-faq__cta {
  background: var(--bms-faq-navy) !important;
  color: var(--bms-faq-white) !important;
}
.bms-faq .bms-faq__cta h3 {
  color: var(--bms-faq-white) !important;
}
.bms-faq .bms-faq__cta p {
  color: #B8C5DA !important;
}
.bms-faq .bms-faq__cta a {
  background: var(--bms-faq-yellow) !important;
  color: var(--bms-faq-navy) !important;
}
.bms-faq input[type="search"]#bmsFaqSearch {
  border: none !important;
  background: transparent !important;
  box-shadow: none !important;
  outline: none !important;
}